Ragdoll Cat Insurance with Flexible Cover

Award-winning+ Cat and Kitten Insurance with Optional Benefits
Pet care resources customised for vets and pet owners
Partnered with the biggest breeder associations in Australia

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Rated 4.7 on ProductReview and
4.6 on Google Reviews as of July 2025

Very simple with super fast claim reimbursements which is what we love.
Lisa C. – South East Queensland, QLD.
Source: ProductReview.com.au

A fluffy Ragdoll cat with striking blue eyes sits on a textured surface against a neutral background.

Outstanding Value

Winner 5 Years Straight!

About Ragdoll cats

The Ragdoll originated in 1960s California, where breeder Ann Baker developed the line from a gentle longhaired cat named Josephine.

Known for their tendency to go limp when picked up, much like a cloth doll, they quickly captured attention and grew into a global favourite.

Unlike high-energy breeds, Ragdolls are famously relaxed and follow their owners from room to room like a puppy. This calm disposition also makes them excellent candidates for therapy work because they handle being held by strangers with ease.

Ragdolls thrive in households that prioritize social interaction and indoor enrichment. They are highly trainable and can often be taught to walk on a harness or play fetch.

Girl with ragdoll cat in Christmas time in room with decorated tree and lights on blurred background. Young woman with domestic pet at home in New Year holidays

💡FUN FACT! All Ragdoll kittens are born pure white; their distinct point colors and patterns only begin to develop as they grow, reaching full intensity around three or four years of age.

We partnered with some of the biggest breeder associations in Australia

Our breeder partners help us educate pet owners with expert tips and insights about dogs and cats.

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Ragdoll Quick Facts

A quick glance at the essential facts for the Ragdoll cat, one of Australia’s most loved companions.

Weight: 4.5 − 9 kilograms
Height: 23 − 28 centimetres
Coat Type: Semi-longhair, silky, and plush
Colour: Seal, blue, chocolate, lilac, red, cream; patterns include bi-colour, van, mitted, colourpoint

Temperature: Docile, affectionate, social
Size: Large
Price Range: ≈ $2,000 – $3,000 ⓘ
Life Expectancy: 12-15+ years

Living with Ragdoll cats

Being a Ragdoll cat owner can be very rewarding. Here’s a quick look at their needs.

Temperament & Social Needs

With an easygoing personality, Ragdolls are ready to befriend almost anyone and will happily flop across your lap for extended cuddling sessions and belly rubs.
Their gentle nature requires careful introductions to other pets who may be less mellow, and while they aren’t talkative, they might greet you with an occasional soft mew.

Exercise & Grooming

Their single-layered coat is easier to maintain than most long-haired breeds, though they still benefit from brushing twice a week to stay tangle-free.
These cats are moderately energetic and thrive on interactive play with wands or puzzles, but they prioritize snuggle time and crave constant proximity to their human families.

Health Insights ⓘ

Prevent obesity by rationing meals and avoiding free-feeding, as Ragdolls are prone to overeating when food is left out all day.
Ragdolls can be at higher risk for bladder stones and kidney disease, requiring regular vet check-ups and a healthy diet to stay fit.

Essential preventative measures to keep
your Ragdoll cat happy

As responsible pet owners, always ensure to give your pets the best care possible.

Regular veterinary
check-ups

Diet and weight
management

Regular
grooming

Ear care

Dental
care

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Common health problems in cats

Knose covers the following potential health problems in cats:

Vet consultations are essential appointments where a veterinarian examines your cat, addresses any symptoms or concerns, and may recommend further diagnostics or treatment. These visits are vital for maintaining your cat’s overall health, catching issues early, and ensuring they receive timely care for illnesses or injuries.

Knose: No sub-limit

Other providers: $500 Sub-limit

Hip joint surgery in cats is performed to treat conditions such as hip dysplasia, dislocation, or fractures—most commonly after trauma. Procedures like femoral head ostectomy (FHO) or, more rarely, total hip replacement can relieve pain and restore function. Recovery often involves rest, physiotherapy, and careful monitoring.

Knose: No sub-limit

Other providers: $2,000 Sub-limit

Cruciate ligament injuries, while rare in cats, can result from trauma or awkward landings. When this ligament in the knee is torn or ruptured, it leads to pain, limping, and reduced mobility. Treatment may involve strict rest, anti-inflammatory medication, or surgery if the injury is severe or does not heal with conservative care.

Knose: No sub-limit

Other providers: $2,000 Sub-limit

Tick paralysis is a serious and potentially life-threatening condition in cats caused by the toxin from paralysis ticks. Symptoms include sudden weakness, wobbliness, and difficulty breathing or swallowing. Prompt veterinary intervention—including tick removal and supportive hospital care—is essential to recovery.

Knose: No sub-limit

Other providers: $2,000 Sub-limit

Orthopaedic conditions in cats relate to the bones, joints, and musculoskeletal system, often involving issues like fractures, arthritis, and joint dislocations. Diagnosis may include physical exams and imaging such as X-rays. Treatment can range from conservative management to complex surgical procedures, depending on the severity and cause.

Knose: No sub-limit

Other providers: $2,000 Sub-limit

Frequently Asked Questions

In general, cat insurance is worth it because of the financial and emotional benefits of ensured care for your furry friends. And it’s highly recommended for Ragdoll cats, given the potential for kidney disease, obesity, and other illnesses. It can help offset veterinary expenses throughout their lives.

Routine veterinary visits are recommended at least once a year for preventive care. Older Ragdolls or those with health concerns may need more frequent check-ups.

Standard vaccinations include feline herpesvirus, calicivirus, panleukopenia, and rabies. Your vet can create a tailored vaccination schedule based on your Ragdoll’s lifestyle and risk factors.

Ragdoll cats need a high-protein, low-carb nutrition with wet, meat-based food to support their muscles and hydration. Avoid dry food, as its high carbs and low moisture can cause weight gain and urinary issues. Steer clear of grains like wheat and rice, and starchy vegetables such as potatoes and peas, to prevent obesity and digestive problems.

Choose a policy that covers injuries, illnesses, routine care, and hereditary conditions like hypertrophic cardiomyopathy (HCM) or kidney disease. At Knose, we offer extensive coverage to protect your Ragdoll’s health at an affordable cost!

With our Cat Insurance, you get the advantage of Lifetime Cover, which means there are no age limits once you have insurance.

The minimum age for entry for a pet is 6 weeks old.
The maximum age for entry for a pet is 8 years and 364 days old.
The maximum age for including or adding optional benefits is 2 years and 364 days.

There are no age limits when renewing policies.