Golden Retriever Pet Insurance with Flexible Cover

  • Award-winning+ Dog and Puppy Insurance with Optional Benefits
  • Pet care resources customised for vets and pet owners
  • Partnered with the biggest breeder associations in Australia

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First 2 Months Free

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First 2 Months Free

Rated 4.7 on ProductReview and
4.6 on Google Reviews as of July 2025

  • Very simple with super fast claim reimbursements which is what we love.

    Lisa C. – South East Queensland, QLD.
Adult and puppy golden retrievers. Two dogs are on the field outdoors
Adult and puppy golden retrievers. Two dogs are on the field outdoors

Outstanding Value

Winner 5 Years Straight!

About Golden Retrievers

The Golden Retriever is one of the world’s most popular dog breeds.

Originally bred in Scotland as a hunting companion, these large, athletic dogs are known for their stunning golden coats. They get along well with just about everyone they meet, including children, strangers, and other pets.

Golden Retrievers need a good amount of daily exercise and are quick learners who genuinely enjoy being put to work. Bred to retrieve in the field, they are intelligent, willing, and always ready for a task.

For those seeking a loyal, affectionate, and reliably good-natured companion, the Golden Retriever consistently proves itself to be the gold standard.

💡FUN FACT! Golden retrievers have such a gentle bite that they can carry a raw egg in their mouth without breaking it!

We partnered with some of the biggest breeder associations in Australia

Our breeder partners help us educate pet owners about dogs and cats.

Golden Retriever Quick Facts

A quick glance at the essential facts for the Golden Retrievers, one of Australia’s most loved companions.

  • Weight: 25 – 34 kilograms
  • Height: 51 – 61 centimetres
  • Coat Type: Dense, straight or wavy double coat, thick undercoat
  • Colour: Golden, dark golden, light golden, cream
  • Dog Group: Gundog Group
  • Temperament: Gentle, affectionate, and friendly
  • Size: Large
  • Other Names: Golden
  • Price Range: ≈ $4,000 – $6,000 ⓘ
  • Life Expectancy: 10-12 years

Living with Golden Retrievers

Being a Golden Retriever pet owner can be very rewarding. Here’s a quick look at their needs.

Temperament & Social Needs

  • Known for their calm and cheerful disposition, Golden Retrievers are rarely aggressive and adapt well to a wide range of environments and situations.
  • Goldens crave regular human interaction and can develop anxiety or destructive behaviours if left alone too frequently.

Exercise & Grooming

  • Golden Retrievers have a dense double coat that sheds year-round, with heavier periods in spring and fall. Regular brushing and occasional professional grooming are recommended to keep the coat healthy and manageable.
  • They need around an hour of moderate to vigorous exercise daily to stay physically and mentally fit. They are natural athletes who particularly enjoy walking, fetching, and swimming.

Health Insights

  • As a breed, Goldens are susceptible to hip and elbow dysplasia and allergies, so regular vet visits are strongly advised.
  • Goldens need substantial daily exercise and mental engagement to stay happy and well-behaved. Without it, boredom and destructive behaviour can quickly follow.

Essential preventative measures to keep your Golden Retrievers happy

As responsible pet owners, always ensure to give your pets the best care possible.

Regular veterinary
check-ups

Balanced diet

Tennis dog training balls graphic

Regular exercise and training

Frequent grooming

Speech bubble graphic

Mental stimulation and socialisation

Take the next step in pet care

Get affordable routine care for your furry friend today.

Common health problems in Golden Retrievers

Knose covers the following potential health problems in Golden Retrievers:

Typically up to $15,000 per leg
Hip dysplasia is a common hereditary condition in Golden Retrievers where the hip joint develops abnormally, causing the ball and socket to fit poorly together. Over time, this can lead to pain, stiffness, and progressive loss of mobility, particularly as the dog ages.

  • Covered by Knose

Typically up to $10,000 per leg
Cruciate Ligament Disorder (CLD) is a common knee injury in Golden Retrievers, caused by sudden or repeated stress. It can lead to chronic pain, arthritis, and limited mobility. Genetics and activity levels make Goldens prone, with treatment usually involving surgery and rehab.

  • Covered by Knose

Typically up to $10,000 per leg
Golden Retrievers can inherit a condition that affects elbow joint development. This often leads to front leg lameness, stiffness, and discomfort. Early diagnosis and management can help maintain mobility and quality of life.

  • Covered by Knose

Typically up to $5,000 per year
Golden Retrievers can be prone to allergies from pollen, dust, mold, certain foods, or materials. Symptoms include itchy skin, scratching, ear infections, or digestive issues. Identifying triggers is key, with management through diet, medication, or avoidance under veterinary guidance.

  • Covered by Knose

Typically up to $500 per treatment
Hot spots, or acute moist dermatitis, are painful, fast-spreading skin lesions that Golden Retrievers are prone to due to their dense double coat. They can be triggered by allergies, fleas, ear infections, or excessive licking, with warm, humid conditions increasing the risk.

  • Covered by Knose

Typically up to $15,000 per treatment
Deep-chested Golden Retrievers are at risk of Gastric Dilatation and Volvulus (GDV), a life-threatening condition where the stomach fills with gas and twists. Symptoms include a distended abdomen, retching, restlessness, and signs of distress.

  • Covered by Knose
See our full cover

Frequently Asked Questions

In general, pet insurance is worth it because of the financial support it provides. For Golden Retrievers, it’s especially helpful in managing veterinary costs related to inherited conditions and injuries they may develop over their long lives.

Routine veterinary visits are recommended at least once a year, or more frequently if your dog has any health concerns.

Standard vaccinations include rabies, distemper, parvovirus, and bordetella. Your vet can provide a tailored vaccination schedule.

Adult Golden Retrievers typically need dry food daily. Puppies require slightly less, based on their expected adult size. Consult your veterinarian to determine the right diet for your dog.

Look for cover that includes hip and elbow dysplasia, which are common in Golden Retrievers and classified by Knose as “Specified Conditions” with a 6-month exclusion period. It’s also helpful to have a high annual limit and benefit percentage to manage potential ongoing treatment costs.

When purchasing a new dog insurance policy for your dog:

  • The minimum age for entry for a pet is 6 weeks old.
  • The maximum age for entry for a pet is 8 years and 364 days old.
  • The maximum age for including or adding optional benefits is 2 years and 364 days.

There are no age limits when renewing policies.

Pet insurance for Australia’s favourite dog breeds

Discover why so many pet parents insure these dog breeds with Knose.

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First 2 Months Free

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First 2 Months Free

Dog insurance claims made easy

With over 98,000 claims processed and $32 million paid since 2019, we’re proud to back Aussie pets when it matters most.

a miniature dachshund - Knose dog insurance cover

1 year-old Miniature Daschund

Lump removal surgery

Vet bill

$1,754

Claimed with Knose

$1,403

a golden retriever running in the park - knose dog insurance cover

3 year-old Golden Retriever

Cruciate Ligament rupture surgery

Vet bill

$4,838

Claimed with Knose

$4,264

a miniature poodle puppy sitting in the car - knose dog insurance claim

3 year-old Miniature Poodle

Atopy (Skin allergies)

Vet bill

$154

Claimed with Knose

$123

Photo of tamaruke dogs - knose dog insurance claims

4 year-old Tamaruke

Dental surgery for fractured tooth

Vet bill

$1,034

Claimed with Knose

$765

a white great dane dog - knose dog insurance claims

3 year-old Great Dane

Snake bite treatment

Vet bill

$4,203

Claimed with Knose

$3,783

Knose Pet Insurance Awards 2025

Protect your pet with award-winning cover

With 20+ Excellence Awards†, we’re one of the most awarded pet insurance in Australia, helping you protect your pet with confidence.

No hidden surprises — just straightforward protection for your dog’s well-being

Claim up to 90% of approved costs for care provided by a licensed veterinary professional.

Include Optional Benefits (for eligible policies) – Dental Illnesses, Behavioural Conditions, and Specialised Therapies.

Get rates for your Golden Retriever

Enjoy 2 months FREE when you sign-up today!

Trusted by Australian pet owners

Real testimonials from those who know best—the pet owners themselves.

Rated 4.7 on ProductReview and
4.6 on Google Reviews as of July 2025

10/10 personalised service!

In January, we brought a puppy (Bella) into our lives – she is beautiful! Recently she had a few gastro issues and subsequent vet visits. Knose Pet Insurance has been awesome. They acknowledged the claims immediately, and then followed up with personal emails advising us of the progress of our claims. We even received a message asking after Bella and a follow up to say how pleased they were that Bella is now doing well. Top class personalized service and a thorough explanation of the claim refunds. 10/10 guys!

Bella, insured with dog insurance from Knose Pet Insurance

Quick refund process

Submitted a claim for the first time after 12 months of insurance and everything went smoothly. I received regular updates of the progress of my claim and the refund process was quick once the team had received all the information from the vet.

Affordable pet insurance with easy claims!

Knose has been a great choice for pet insurance. The premiums are relatively affordable, claims are super easy to make by just uploading vet invoices, and the 24 hour phoneline that connects you with a vet nurse is a brilliant feature.

Amazing claims service

We searched for quite sometime for pet insurance for our toy poodle puppy and we’re so glad we found Knose’s Dog Insurance. They have been amazing. I really appreciate how you can call them with any query you might have and speak to someone in Australia who is clear and concise. Easy to put a claim through and you’re emailed throughout until your claim has been paid. Thank you to everyone for the great service.

I recommend Knose’s Cat Insurance to fellow pet owners!

The last thing you want to worry about when you have a sick pet is the cost. Knose Pet Insurance gives me peace of mind knowing that we can get the care we need for our beloved Cat and our claim will be handled with ease and in a timely manner! I recommend Knose to all my pet owning friends and family. Thank you Knose!

Fast and friendly customer service

You are very easy to engage with, you keep me up to date with my claim and I love the way you always enquire after Harry my dog. Thank you

I love being insured with Knose

I’ve been insured with Knose since our Cavooodle was 8 weeks old and they’re consistently reliable and so easy to communicate with. The claim process is super simple which is one of them any things I love about being insured with Knose.

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