Pet Insurance can feel complicated but it doesn’t have to be.
Our pet insurance has been built from the ground up with vets’ advice to provide clear cover that’s easy to understand.
Our flexible options make it simple to tailor you pet insurance cover.
There are no sub-limits or hidden costs, simply choose your desired:
- Annual Limit ($7,500, $12,500 or $25,000);
- Benefit Percentage (70%, 80% or 90%) and
- Annual Excess ($200, $100, or Nil).
You can also add Optional Extra Benefits if you’d like to include cover for Dental Illness, Behavioural Problems and Specialised Therapies.
All Knose customers get free access to the Pet Health Hotline. Find out if you need to take your pet to the vet, ask specific questions or get general advice, any time day or night.
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Simple Pet Insurance
Annual Limit options $7,500, $12,500 or $25,000
Benefit Percentage options 70%, 80% or 90%
Annual Excess options $200, $100 or $0
Sub-limits None
Covers accidental injury
Covers Illness
Emergency Boarding
Chronic Conditions*
Optional Extra Benefits
- Dental Illness
- Behavioural Problems
- Specialised Therapies
Optional
- Dental Illness
- Behavioural Problems
- Specialised Therapies
Optional
24 x 7 access to the Pet Health Hotline
Exclusion Periods
- Accidental Injury (except Specified Conditions) 1 Day
- Illness (excluding Specified Conditions) 14 days
- Optional Dental Illness
- Pets under 1 year old 14 days
- Pets 1 year old and over 6 months
- Optional Behavioural Problems 6 months
- Specified conditions (?) 6 months
You may ask us to waive the Waiting Period for some or all the Specified Conditions, and other Conditions (e.g. Dental Illness). When you take out a policy, we will provide an Application Form to apply for a reduction of Waiting Period(s) for You and Your vet to complete. Specified Conditions are cruciate ligament damage, intervertebral disc disease, hip dysplasia, patella luxation, elbow dysplasia, osteochondritis dissecans (OCD), cherry eye, entropion, ectropion, and Brachycephalic Obstructive Airway Syndrome (BOAS) and Lumps. Lumps are not considered a Specified Condition if Your Pet was under one (1) year old on the First Date of Cover or when Your cover increased.
* As long as You continue to hold the cover, pay Your Premium when it falls due and meet the conditions of cover, We will not refuse to provide You with a Renewal Policy due to the number of claims You may have made or if Your Pet has developed chronic conditions.
Pre-existing conditions and other exclusions, terms & conditions apply. Please see the Product Disclosure Statement for more details.