There is no cover under this Policy for Vet Costs for Treatment of Pre-existing Conditions, unless an exception to this exclusion is approved by Us after a Pre-existing Condition assessment.
A Pre-existing Condition is defined as:
An Injury, Illness, Dental Illness, Behavioural Problem or Specified Condition (including Bilateral Conditions, and other conditions that are related to, secondary to, or results of) that:
- first occurred or showed symptoms of, or
- was identified or investigated by a Vet, or
- You were aware of or a reasonable person in the circumstances could be expected to have known about,
before Your Pet’s First Date of Cover, before a change of coverage became effective, or during any applicable Exclusion Period.